Chelsea Insurance Blog

CT Homeowners Insurance for People Who Live Alone

12/30/2011 11:40:21 AM
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Do you enjoy the luxury and freedom of living by yourself in Connecticut? Those who live alone are often concerned about the risk of home invasion and burglary, but you can employ a number of strategies to minimize the risk. CT homeowners insurance can protect you from financial losses, but your first line of defense against crime is robust home security.

Make sure that there are strong locks on all windows and doors. You may also wish to consider installing an alarm system connected to access points that intruders could use. The most effective systems trigger an onsite audible alarm if an intruder tries to gain entry to the home, while simultaneously communicating with a remote monitoring service that alerts authorities to the break-in attempt.

Don’t inadvertently advertise the fact that you live by yourself. You can create the impression that there is more than one person living in your home by adding a second name to the apartment buzzer label. An outgoing answering machine message that’s delivered in a male voice, or refers to “we” rather than “I”, will also give the impression that your home has more than one occupant.

Fitting good locks and installing a monitored burglar alarm system can give you peace of mind without detracting from your personal freedom. Improving home security may have other benefits, too, because some security measures may qualify you for discounted premiums for CT homeowners insurance.

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