Chelsea Insurance Blog

Does your family have a disaster response plan? Extreme weather, a house fire or other disaster is hard to avoid but being prepared for an emergency can make a lot of difference. Purchasing CT homeowners insurance is one way of planning for the financial consequences of a disaster, and having a disaster response plan in place when disaster strikes makes it a little easier to cope with an emergency situation and may even save lives.

Experts working in the field of disaster management recommend that households have plans for responding to a variety of emergency situations. Plans should set out what is expected of each member of the household, and everyone in the family should be familiar with the details of the family plan.

Your disaster response plan should be set out in a written document so that everyone understands their role. To supplement the plan, you should have emergency kits to cater for extended power outages or forced evacuation of your home, and lists of emergency contacts such as local emergency management organizations and utility providers.

The main purpose of your disaster response plan is to ensure the safety of each member of your household if disaster strikes. CT homeowners insurance protects property assets that may be damaged or lost in a disaster, and a disaster response plan helps to protect the safety, health and welfare of your family during a disaster and helps you all to recover from the effects of a disastrous event.

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